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      Pre-Planning: 
		 
		We all have been exposed to, or know of, someone who has family members 
		who no longer speak to one another because of estate issues.  
		 
		Pre-Planning a Funeral and Estate Planning are two subjects most people 
		don’t want to talk about or deal with. Most of us take great pains 
		during our lifetimes to plan for our wants and needs, such as: weddings, 
		vacations, children’s education, new homes and retirement, but we fail 
		to plan for our ultimate transition from this earth. 
		 
		Effective planning is creating a blue print that carries out your wishes 
		and instructs others as to how you would like your property distributed 
		and handled during your life if you are incapacitated and after your 
		death. For some, a basic Will might be appropriate, while for others 
		more strategic planning might be required to effectively carry out the 
		person’s desires.  
		 
		Planning is not only essential for the wealthy, it is important for 
		everyone. Taking an exam without studying, most people will fail, if an 
		athlete does not practice or train that athlete will not be very 
		successful. Preparation is the key. 
		 
		Some benefits of Pre-Planning a Funeral: 
		• Ensures a Peace of mind 
		• Allows an individual to make calm informed decisions 
		• Reduce some of the Emotional stress at a difficult time 
		• Help your loved ones avoid difficult decision-making at the time of 
		death 
		• Eliminate some of the financial burden for your family 
		Engage the Services of Hosten Funeral Service, Inc. Our Funeral 
		Directors are experienced professionals who can provide information and 
		guidance to plan a fitting tribute. 
		 
		Some benefits of Estate Planning: 
		• Updated documents e.g. beneficiary forms 
		• Your wishes will be adequately communicated 
		• Instructs the appropriate guardian as to how to distribute your assets 
		• Allows an individual to minimize the Estate taxes and the bulk of you 
		Estate will be protected for you beneficiaries 
		Engage the services of an attorney and/or an estate or financial 
		planning professional to assist you with creating a plan that is needed 
		for your particular situation. Among the basic Vehicles that are used to 
		carry out your desires are: Powers of attorney, Medical directives, 
		Trusts, Wills and Life Insurance. 
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